Donna Jarock

Donna Jarock

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$449,000

($0 down)*
VA

Potential short sale please verify with your agent.

795 Ridgebury Place, Fountain, CO 80817

5
4
2,499 sqft
PITI Monthly
$3,047.19 /mo

Listing courtesy of: Julie Robertson, RE/MAX Real Estate Group Inc

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,741 /mo
$3,457 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
DECK
PATIO
WALKING TRAILS
MOUNTAIN VIEWS
CHARMING
COZY
RENTAL INCOME

From the moment you walk in, this charming 5-bedroom, 4-bath home offers the perfect blend of comfort, space, and style. With its open-concept kitchen and living area, walkout deck, and stunning mountain views, this home is equally suited for peaceful evenings or lively gatherings. The main level features a bright, flowing layout with a cozy gas fireplace, a spacious kitchen with pantry, laundry room, and convenient half bath. Upstairs, retreat to the large primary suite complete with walk-in closet and private bath, plus three additional bedrooms and a full bathroom. Downstairs, the finished walk-out basement includes a generous fifth bedroom, full bath, second living area, and plenty of storage—ideal for guests, multi-generational living, teens, or even potential rental income. Step outside to enjoy breathtaking views from your elevated deck or relax on the lower patio while overlooking the adjacent park and nearby walking trails. Additional perks include central A/C, extra storage space, RV parking, and an oversized 2-car garage. Located on a corner lot next to a park, with quick access to Army and Air Force bases, shopping, dining, and more—this home truly has it all. **Short Sale Opportunity** – Incredible value for those ready to act fast. When just a house isn’t enough… welcome home.

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Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,047.19/mo
Estimated Loan Balance
$490,004
Cash to close
$0
Interest Paid
$70,710

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Main Level
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Rear
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Frame
  • Roof: Shingle
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Heritage
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Fountain

Financial Details

  • Price per Sqft: $179.67
  • Tax Annual Amount: $1673
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$449,000
Your Cash$0
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,741/mo
Traditional @ 7.15%
$3,585/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5482283

Listing From: recolorado

Last updated: 2025-04-21T13:27:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,741 /mo
$3,457 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$449,000
Your Cash$0
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,741/mo
Traditional @ 7.15%
$3,585/mo
You save $844/month ($10,132/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker
Agent/Broker
Donna JarockColdwell Banker (303) 718-6285thanksdonna@gmail.comMLS 328256

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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