Donna Jarock

Donna Jarock

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$510,000

($196,373 down)
FHA

624 4th Street, Frederick, CO 80530

4
3
2,131 sqft
PITI Monthly
$2,440.43 /mo

Listing courtesy of: Lisa Petersen, Keller Williams Preferred Realty

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,783 /mo
$2,387 /mo

What's Special

SPACIOUS
WALK-IN CLOSET
FINISHED BASEMENT
PATIO
MATURE TREES
QUIET NEIGHBORHOOD
CHARMING
NO HOA

Welcome home to this charming 4 bedroom house which is full of storage-4 bedrooms, three with walk in closets! Spacious living room on the main floor with lots of natural light. The primary bedroom and bathroom are also located on the main floor with a walk in closet and connected bathroom. Upstairs are two large bedrooms and an additional bathroom. The fully finished basement provides even more living space, including another family room, additional bedroom with walk-in closet, and an upgraded bathroom. New roof and stamped concrete patio (2023). A xeriscaped backyard makes for lower maintenance living. Quiet neighborhood with mature trees. Very close to downtown Frederick, restaurants, schools, parks and the recreation center. No HOA!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.46
Remaining Loan Term
23 years, 11 months
Monthly PITI
$2,440.43/mo
Estimated Loan Balance
$331,875
Cash to close
$196,373
Interest Paid
$90,895

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Linoleum, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Maplewood
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Frederick

Financial Details

  • Price per Sqft: $239.32
  • Tax Annual Amount: $2889
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $196,373 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $196,373!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$313,627
Your Cash$196,373
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,783/mo
Traditional @ 7.15%
$2,476/mo
You save $694/month ($8,325/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2348993

Listing From: recolorado

Last updated: 2025-04-24T12:40:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.46%
7.15%

Principal & Interest

$1,783 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,373 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $196,373!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.46% Sellers Rate
$313,627
Your Cash$196,373
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 4.46%
$1,783/mo
Traditional @ 7.15%
$2,476/mo
You save $694/month ($8,325/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker
Agent/Broker
Donna JarockColdwell Banker (303) 718-6285thanksdonna@gmail.comMLS 328256

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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