Donna Jarock

Donna Jarock

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$545,000

($102,569 down)
FHA

4478 S Acoma Street, Englewood, CO 80110

3
2
1,310 sqft
PITI Monthly
$3,708.46 /mo

Listing courtesy of: Kelly Ettore, Ed Prather Real Estate

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,112 /mo
$3,024 /mo

What's Special

REMODELED
SHOPPING
ENTERTAINMENT
DINING
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
PATIO
PRIVATE BACKYARD
CHARMING
COZY

Welcome to 4478 S Acoma St, a beautifully maintained home nestled in the heart of Englewood. This charming 3-bedroom, 2-bathroom residence offers a perfect blend of classic character and modern updates, including a brand-new HVAC system, updated siding, and a new back fence with side gate—all completed in 2024. Inside, you'll find an open living room bathed in natural light, perfect for relaxing or entertaining. The beautiful kitchen boasts granite countertops and stainless steel appliances, perfect for all your culinary needs. Just down the hall, you'll find two comfortable bedrooms connected by a full Jack and Jill bathroom—offering both convenience and privacy. The finished basement adds valuable flexibility with additional living space, a non-conforming bedroom, and a bonus room that could serve as an office, gym, or additional entertainment area. The recently remodeled downstairs bathroom (2023) enhances the home's appeal, while thoughtful touches throughout make it move-in ready. Step outside to enjoy your large private backyard oasis, complete with a generous covered patio—perfect for outdoor dining or gatherings. Raised garden beds offer space for your green thumb, while a cozy fire pit sets the scene for evening relaxation. A convenient shed provides extra storage for all your tools and equipment. Ideally located near parks, shopping, and local dining, this home offers comfort, convenience, and timeless charm. Don’t miss your opportunity—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,708.46/mo
Estimated Loan Balance
$443,524
Cash to close
$102,569
Interest Paid
$38,666

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1928
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Broadway Heights
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Englewood

Financial Details

  • Price per Sqft: $416.03
  • Tax Annual Amount: $2695
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $102,569 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $102,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$442,431
Your Cash$102,569
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,112/mo
Traditional @ 7.15%
$3,137/mo
You save $25/month ($294/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2365161

Listing From: recolorado

Last updated: 2025-04-24T02:04:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,112 /mo
$3,024 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,569 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $102,569!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$442,431
Your Cash$102,569
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,112/mo
Traditional @ 7.15%
$3,137/mo
You save $25/month ($294/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker
Agent/Broker
Donna JarockColdwell Banker (303) 718-6285thanksdonna@gmail.comMLS 328256

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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