Donna Jarock

Donna Jarock

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$540,000

($379,167 down)
VA

3615 Fletcher Street, Loveland, CO 80538

4
3
2,619 sqft
PITI Monthly
$1,242.36 /mo

Listing courtesy of: Misty Forde, Keller Williams Realty Urban Elite

Assumed Rate

3.9%
7.15%

Principal & Interest

$894 /mo
$1,280 /mo

What's Special

SPACIOUS
MOVE-IN READY
LANDSCAPED

Why wouldn't you want to live in a place called Enchanted Ridge?! Nestled at the edge of the foothills in a quiet, friendly neighborhood, this spacious 4-bedroom, 3-bath home offers the perfect blend of comfort, charm, and convenience, close to downtown Loveland, Fort Collins, and endless hiking and biking trails! Step inside and discover a thoughtfully designed layout featuring a finished, conforming basement, tons of storage, and ample closet space throughout. Whether you're entertaining or relaxing, there’s room for everyone to spread out and feel right at home. Features You’ll Love: 3-car garage—plenty of room for cars, gear, and hobbies. Covered front porch—perfect for morning coffee or evening sunsets. Gas stove for cooking enthusiasts. Double-pane windows and tank-less water heater for energy efficiency. Beautifully landscaped with moss rock, rose bushes, and fragrant lilacs. Enjoy being walking distance to Ponderosa Elementary, and close to parks, open spaces, and top-rated schools. With move-in ready finishes, this is a home you can fall in love with from day one. Don’t wait—homes in Enchanted Ridge don’t last long! Schedule your showing today and come see why this magical spot might just be your perfect next home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.9
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,242.36/mo
Estimated Loan Balance
$162,304
Cash to close
$379,167
Interest Paid
$50,382

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Enclave and Enchanted Ridge
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Enchanted Ridge
  • HOA Amenities: Unknown
  • HOA Fee: $525
  • HOA Frequency: $Annually
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $206.19
  • Tax Annual Amount: $2185
  • On Market Date: 2025-04-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $379,167 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $379,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$160,833
Your Cash:$379,167
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$894/mo
Traditional @ 7.15%
$1,327/mo
You save $434/month ($5,204/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3844814

Listing From: recolorado

Last updated: 2025-04-25T17:40:25.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$894 /mo
$1,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $379,167 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $379,167!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$160,833
Your Cash:$379,167
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$894/mo
Traditional @ 7.15%
$1,327/mo
You save $434/month ($5,204/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker
Agent/Broker
Donna JarockColdwell Banker (303) 718-6285thanksdonna@gmail.comMLS 328256

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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